How To Settle A Car Accident Claim Without A Lawyer

Many times after an accident, people want to know whether or not they can settle their car accident case on their own without a lawyer and in some instances that can be done and it can be done successfully. In order to claim this settlement, you may be thinking of hiring a personal injury attorney, but that can be quite expensive. This because the personal injury lawyer would usually take 33% of the settlement and this can lead to you taking a loss on your post-accident outlay. In this article, we would talk about how you can get a fair settlement without the services of a personal injury lawyer.

When to Consider Self-Representation

An example of one of those instances is if following an accident, your injuries that you suffered from the accident were minimal such that after a few visits to the doctor or maybe after some time off, the injuries ultimately went away. A situation like that can be resolved by you directly negotiating with the insurance adjuster. You’ll submit to the insurance adjuster information about your medical expenses, your loss of earnings, maybe the time of your pain and suffering things of that nature. And then you will submit a request to them for payment of some form of money. They will probably try to negotiate an amount lower than what you have demanded. And ultimately, if you work with that insurance adjuster, you come to a reasonable resolution that can be obtained from you and the insurance company and you do not need an attorney in this case.

When to Hire a Personal Injury Lawyer

But if your injuries are much more serious such that you have had debilitating injuries or lifelong injuries or things that have resulted in significant medical treatment or you anticipate significant medical treatment for your injuries, you definitely need to have a personal injury lawyer handling your case.

Benefits of Having a Personal Injury Lawyer to Settle a Car Accident Claim

  • The attorney can match the experience of the insurance adjuster and help negotiate a fair and reasonable resolution for you. That attorney can give you proper advice as to what is a fair and reasonable resolution. If you try to negotiate with the insurance company on your own and you have never done this before, you are at a significant disadvantage in a major injury case.
  • Also, a reputable and experienced personal injury lawyer can help to get reductions from any medical providers or health insurance Company as regards what is to be paid to them out of the settlement you obtain from the insurance company.

So if you have been hurt in an accident, evaluate your injuries, are they minor and can you resolve the matter on your own? Are the injuries more significant and do you need help from an expert who really understands the personal injury process? In situations like that, you can make a decision whether you can settle the car accident claim yourself without the help of a personal injury attorney or you would be requiring one to assist you.